Charge Log

Have you ever faced the shock of receiving a credit card statement with “surprising items” on it? We have, and the best way to avoid this is to maintain a Charge Log. This form will eliminate those “unpleasant surprises.”

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Saving For A Sunny Day

You may be asking, “Why did we write this book?” Our primary reason is that we want you, as our readers, to understand that: Yes, you can reach your financial objectives in life. As a matter of fact, this is true regardless of your present income level. You just need to have a plan for doing so.

We know firsthand what it is like to have a mortgage, student loans and other financial obligations, and then suddenly have your career disrupted by one grumpy executive who decides that you are “disposable” since you will not sell your soul for the corporation.

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Budget Form

“If you measure something, you can understand it. If you understand it, you can control it, and if you can control it, you can improve it.” The same holds true in your monthly budgeting.

The reality is that it is nearly impossible to complete & follow a monthly budget without improving your overall financial position. There are several reasons for this, so I would challenge you to do this.

First, just developing a budget for yourself will raise your awareness of what you have for revenue or income sources and then also boost your cognizance of how much you are spending each month. Next, you will come to grips with the reality of one of three facts. Either you need to boost your income sources, reduce your outgoing expenditures or, thank goodness, if you have more income than expenses, you can then save some money. Of course, this is fantastic! You just need to determine where you will store or invest those extra funds each month…

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