This site is designed to help you to improve your overall financial position. It is not intended to provide you with any specific financial guidance for your individual situation. The site and its tools are items that have assisted the authors to better manage their personal finances and move ahead in a proactive manner in running their day-to-day income & expenses. If you feel they will assist you, then we would encourage you to use the tools to your benefit. However, the specifics of every individual’s situation are different, so please use these tools as wisely as possible. They are intended to help, but the founders of this site cannot and will not, under any circumstances, be responsible for the specific outcomes of the choices & decisions that users make, either now or in the future.
“If you measure something, you can understand it. If you understand it, you can control it, and if you can control it, you can improve it.” The same holds true in your monthly budgeting.
The reality is that it is nearly impossible to complete & follow a monthly budget without improving your overall financial position. There are several reasons for this, so I would challenge you to do this.
First, just developing a budget for yourself will raise your awareness of what you have for revenue or income sources and then also boost your cognizance of how much you are spending each month. Next, you will come to grips with the reality of one of three facts. Either you need to boost your income sources, reduce your outgoing expenditures or, thank goodness, if you have more income than expenses, you can then save some money. Of course, this is fantastic! You just need to determine where you will store or invest those extra funds each month…
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