When we were growing up, we knew frugal people who had a “change jar.” Often, they would add a handful of change to it after a trip to the store or gas station.
Amazingly, in an emergency or when wanting to make a special purchase, they would go to the jar and have a substantial amount of the money necessary to move forward! That periodic handful of change may not have seemed like much each time, but when dropped in on a regular basis, it grew exponentially.
Our goal is to provide ideas, as well as our tried and true methods, for turning your “spare change” into life changes you can bank on because little changes now can add up to big changes later in your life! Periodically, we will add blog posts to the following categories:
- Time Is Of The Essence: Time can be exchanged for money.
- Money Is Money: Money is valuable, no matter how it is earned.
- Energy Is A Necessity: We trade our energy for the value of something else.
One of our Core Values is Financial Security. We feel this is crucial for all of us. For entrepreneurs such as ourselves, we have also learned to value Quality Time and the Energy that life’s passion brings.
Please feel free to respond with questions or to share regarding something that has worked for you as well!
“If you measure something, you can understand it. If you understand it, you can control it, and if you can control it, you can improve it.” The same holds true in your monthly budgeting.
The reality is that it is nearly impossible to complete & follow a monthly budget without improving your overall financial position. There are several reasons for this, so I would challenge you to do this.
First, just developing a budget for yourself will raise your awareness of what you have for revenue or income sources and then also boost your cognizance of how much you are spending each month. Next, you will come to grips with the reality of one of three facts. Either you need to boost your income sources, reduce your outgoing expenditures or, thank goodness, if you have more income than expenses, you can then save some money. Of course, this is fantastic! You just need to determine where you will store or invest those extra funds each month…
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