Questions for Mom & Dad

Have you been through this life
stage with parents?

Read More

A World Of Distractions

“Focus is often a matter of deciding what things you’re not going to do.”  John Carmack I know I have written about focus before, so why keep dwelling on it? Because distractions are constant and never ending!  Our phones give constant alerts, emails, text messages.  Someone has a question, interrupts a conversation, walks in on…

Read More

How Do I Remember It All?

                Do you feel as though you have too many things to remember?  We are inundated with so much information each and every day, aren’t we?  Some days, it’s hard to keep track of all of it!  I have always been a “list maker,” and a recent event reinforced the value of making lists to…

Read More

When Does Preparation Meet Opportunity?

Accomplishing any worthwhile goal takes time to visualize and clarify it and then to list the steps it will take to get there. Make sure you put your goal down on paper.

Read More

NO REGRETS?

Some of you may like to make New Year’s Resolutions at a time like this and some of you are finding, on this first week of January 2024, that you have already broken your resolutions! So, do you just put off trying at this point and tell yourself “I’ll pick this list up again on December 31, 2024?”

Read More

IS IT TIME TO…?

Do you ever find that the more time you have, the easier it is to waste? Maybe that’s just me, but it seems, when a person stays home for a whole day,wouldn’t you think we would be able to get so many more things done? And yet, we think we have extra time, so we watch a TV show, take a nap, or work in the yard, still planning to get the same work projects done that day that were originally scheduled. Well, it hasn’t been working out so well thus far.

Read More

Do You Have A Plan?

How often has it happened that you just made a trip to purchase paper towels, tissues, cough drops, deodorant, and, yes, toilet paper, when the next day a family member declares he or she “has no more shampoo!” So, … back you go again! Next week it could be something else that someone can’t live without! Exhausting and time consuming, right? It can be expensive too.

Read More

Budget Form

“If you measure something, you can understand it. If you understand it, you can control it, and if you can control it, you can improve it.” The same holds true in your monthly budgeting.

The reality is that it is nearly impossible to complete & follow a monthly budget without improving your overall financial position. There are several reasons for this, so I would challenge you to do this.

First, just developing a budget for yourself will raise your awareness of what you have for revenue or income sources and then also boost your cognizance of how much you are spending each month. Next, you will come to grips with the reality of one of three facts. Either you need to boost your income sources, reduce your outgoing expenditures or, thank goodness, if you have more income than expenses, you can then save some money. Of course, this is fantastic! You just need to determine where you will store or invest those extra funds each month…

Read More