Time Is Of The Essence
Time Is Of The Essence
We are now about 50 days into the new year! If you have decided that one of your resolutions for 2025 is to update your daily routines to feel more productive, then you have discovered by now that you need to pick your morning routine wisely, as it sets the pace for the rest of…
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It’s a new year! Have you created a new budget that aligns with your goals for the year? Or are you still trying to catch up; paying for overspending on all of those Christmas gifts? As we help our daughter work through a new budget that more closely matches her income for 2025 and add…
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I was recently thinking about the way I organize my time. This is crucial when you are running a business, writing articles for publication, developing regular blogs, recording a couple of videos each month and completing occasional speaking engagements…
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Have you been through this life
stage with parents?
“Focus is often a matter of deciding what things you’re not going to do.” John Carmack I know I have written about focus before, so why keep dwelling on it? Because distractions are constant and never ending! Our phones give constant alerts, emails, text messages. Someone has a question, interrupts a conversation, walks in on…
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Do you feel as though you have too many things to remember? We are inundated with so much information each and every day, aren’t we? Some days, it’s hard to keep track of all of it! I have always been a “list maker,” and a recent event reinforced the value of making lists to…
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Accomplishing any worthwhile goal takes time to visualize and clarify it and then to list the steps it will take to get there. Make sure you put your goal down on paper.
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Some of you may like to make New Year’s Resolutions at a time like this and some of you are finding, on this first week of January 2024, that you have already broken your resolutions! So, do you just put off trying at this point and tell yourself “I’ll pick this list up again on December 31, 2024?”
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Do you ever find that the more time you have, the easier it is to waste? Maybe that’s just me, but it seems, when a person stays home for a whole day,wouldn’t you think we would be able to get so many more things done? And yet, we think we have extra time, so we watch a TV show, take a nap, or work in the yard, still planning to get the same work projects done that day that were originally scheduled. Well, it hasn’t been working out so well thus far.
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How often has it happened that you just made a trip to purchase paper towels, tissues, cough drops, deodorant, and, yes, toilet paper, when the next day a family member declares he or she “has no more shampoo!” So, … back you go again! Next week it could be something else that someone can’t live without! Exhausting and time consuming, right? It can be expensive too.
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“If you measure something, you can understand it. If you understand it, you can control it, and if you can control it, you can improve it.” The same holds true in your monthly budgeting.
The reality is that it is nearly impossible to complete & follow a monthly budget without improving your overall financial position. There are several reasons for this, so I would challenge you to do this.
First, just developing a budget for yourself will raise your awareness of what you have for revenue or income sources and then also boost your cognizance of how much you are spending each month. Next, you will come to grips with the reality of one of three facts. Either you need to boost your income sources, reduce your outgoing expenditures or, thank goodness, if you have more income than expenses, you can then save some money. Of course, this is fantastic! You just need to determine where you will store or invest those extra funds each month…
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