A Meaningful Conversation?

As you race through this last stretch of 2025, you can probably remember some meaningful conversations you have had throughout the year.  Perhaps it was a conversation that caused you to change your career, change your relationship “status,” your financial goals or even change your worldview.  As author, Joshua Becker, reminds us, there is one…

Read More

What Does It Mean to Own Your Dreams?

Have you ever met a person who lives by the saying “If you keep your expectations low in life, you will never be disappointed?”  Has that person experienced the fulfillment of goals?  I doubt it.  We only have one life to live, so that life needs to be lived with Intentionality. *Make a firm decision…

Read More

Why Am I So Tired?

How often do you say to yourself “I am so tired!”?  I am seeing a tremendous focus on sleep and sleep deprivation today as our lifestyles have become more efficient, allowing us to work longer to create greater results.  But we must ask ourselves if these results are truly greater? Or are we working longer…

Read More

WHY SHOULD WE DECLUTTER?

Declutter is one of my new favorite words.
At the mention of this word, though, it makes some of my friends and family cringe!

Read More

How About Some Spring Cleaning in Your Life?

The more items we have, the more time it takes to care for them.

Read More

Budget Form

“If you measure something, you can understand it. If you understand it, you can control it, and if you can control it, you can improve it.” The same holds true in your monthly budgeting.

The reality is that it is nearly impossible to complete & follow a monthly budget without improving your overall financial position. There are several reasons for this, so I would challenge you to do this.

First, just developing a budget for yourself will raise your awareness of what you have for revenue or income sources and then also boost your cognizance of how much you are spending each month. Next, you will come to grips with the reality of one of three facts. Either you need to boost your income sources, reduce your outgoing expenditures or, thank goodness, if you have more income than expenses, you can then save some money. Of course, this is fantastic! You just need to determine where you will store or invest those extra funds each month…

Read More