balance
balance
Here it is, one month after the holidays and gift-giving. Did anyone receive a gift that they really couldn’t use right now, or that they already had too many of? One example that comes to my mind is kitchen towels. How often do we take a kitchen towel to someone else as a house-warming gift? …
The title above probably sounds like a pointed question. In some respects, it is. However, we all get caught up in the “race to the finish line.” Unfortunately, this often can lead to stress, unnecessary fatigue, and eventual burnout. Life doesn’t have to be that way, for any of us. I know what you are…
When we bought 26 acres almost five years ago, our priority was to build our dream home. As we evaluated our property, we also had visions of raising animals. We were looking specifically at raising chickens, since the price of eggs was fluctuating so much. I had grown up on a farm and remembered the…
“If you measure something, you can understand it. If you understand it, you can control it, and if you can control it, you can improve it.” The same holds true in your monthly budgeting.
The reality is that it is nearly impossible to complete & follow a monthly budget without improving your overall financial position. There are several reasons for this, so I would challenge you to do this.
First, just developing a budget for yourself will raise your awareness of what you have for revenue or income sources and then also boost your cognizance of how much you are spending each month. Next, you will come to grips with the reality of one of three facts. Either you need to boost your income sources, reduce your outgoing expenditures or, thank goodness, if you have more income than expenses, you can then save some money. Of course, this is fantastic! You just need to determine where you will store or invest those extra funds each month…