nimdaxing
nimdaxing
Do you ever find that the more time you have, the easier it is to waste? Maybe that’s just me, but it seems, when a person stays home for a whole day,wouldn’t you think we would be able to get so many more things done? And yet, we think we have extra time, so we watch a TV show, take a nap, or work in the yard, still planning to get the same work projects done that day that were originally scheduled. Well, it hasn’t been working out so well thus far.
If you have not developed that Monthly Budget, then this conversation is for you! A “Bare Bones” Monthly Budget can start out quite simply. Here are the steps!
By the end of the COVID pandemic, I was fatigued! Fatigued with decisions! Was it “safe” to attend an event, or “not safe?” Can I travel this week? Do I need to wear a mask? What mask looks good/feels good today? And these were just decisions in addition to the daily ones, such as what do I wear today, what is the meal prep today, who needs my attention/to be checked on, what are outside activities for this week, what are my work tasks today? I am still recovering from that year!
How often has it happened that you just made a trip to purchase paper towels, tissues, cough drops, deodorant, and, yes, toilet paper, when the next day a family member declares he or she “has no more shampoo!” So, … back you go again! Next week it could be something else that someone can’t live without! Exhausting and time consuming, right? It can be expensive too.
Have you ever approached a problem with “If I want something done right, I will just have to do it myself?”
I have spent much of my life with that thinking. But then, I have to ask if that approach is really a good way to teach others? You really cannot count on someone else just observing the way you do something and learning all there is from that! Communication is a huge ingredient in the problems we confront each day. Maybe lack of communication is how a problem started. Maybe communication is why a problem is not getting solved.
There in front of us lay the Bills: Fashion Braces, Designer Eyeglasses, Clock Cleaning, 10 Stitches, and a Monster Charge of $3,000. A Loan Record chart lay on the table beside them. Our children were young, so we knew what we were in for – many years of staring at such bills.
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“If you measure something, you can understand it. If you understand it, you can control it, and if you can control it, you can improve it.” The same holds true in your monthly budgeting.
The reality is that it is nearly impossible to complete & follow a monthly budget without improving your overall financial position. There are several reasons for this, so I would challenge you to do this.
First, just developing a budget for yourself will raise your awareness of what you have for revenue or income sources and then also boost your cognizance of how much you are spending each month. Next, you will come to grips with the reality of one of three facts. Either you need to boost your income sources, reduce your outgoing expenditures or, thank goodness, if you have more income than expenses, you can then save some money. Of course, this is fantastic! You just need to determine where you will store or invest those extra funds each month…