nimdaxing
nimdaxing
Do you feel as though you have too many things to remember? We are inundated with so much information each and every day, aren’t we? Some days, it’s hard to keep track of all of it! I have always been a “list maker,” and a recent event reinforced the value of making lists to…
“the clutter in our home may be having more of a negative impact on our family’s health…”
Declutter is one of my new favorite words.
At the mention of this word, though, it makes some of my friends and family cringe!
The more items we have, the more time it takes to care for them.
As a single person, I thought if my checkbook was close to what the bank statement showed each month, that was “good enough.”
It Is Hard to Manage What You Are Not Passionate About !
Accomplishing any worthwhile goal takes time to visualize and clarify it and then to list the steps it will take to get there. Make sure you put your goal down on paper.
Before buying things because you “deserve” them, try reflecting on two very important questions.
Do you ever put off personal improvement until you have “more time?
Some of you may like to make New Year’s Resolutions at a time like this and some of you are finding, on this first week of January 2024, that you have already broken your resolutions! So, do you just put off trying at this point and tell yourself “I’ll pick this list up again on December 31, 2024?”
“If you measure something, you can understand it. If you understand it, you can control it, and if you can control it, you can improve it.” The same holds true in your monthly budgeting.
The reality is that it is nearly impossible to complete & follow a monthly budget without improving your overall financial position. There are several reasons for this, so I would challenge you to do this.
First, just developing a budget for yourself will raise your awareness of what you have for revenue or income sources and then also boost your cognizance of how much you are spending each month. Next, you will come to grips with the reality of one of three facts. Either you need to boost your income sources, reduce your outgoing expenditures or, thank goodness, if you have more income than expenses, you can then save some money. Of course, this is fantastic! You just need to determine where you will store or invest those extra funds each month…