nimdaxing
nimdaxing
I am sure many of you, over the years, have been told “Money is the root of all evil.” That is a paraphrase of the Bible verse “The love of money is the root of all evil.” I Timothy 6:10. Carl Sandburg repeated this phrase, saying “Money is power, freedom, a cushion, the root…
Here it is, one month after the holidays and gift-giving. Did anyone receive a gift that they really couldn’t use right now, or that they already had too many of? One example that comes to my mind is kitchen towels. How often do we take a kitchen towel to someone else as a house-warming gift? …
On a recent visit with a relative to his regular cardiologist appointment, I learned some enlightening information from the nurse practitioner. In a discussion focused on cholesterol, she related that the soft plaque that floats around in our arteries is what we need to try to control through diet, exercise, and stress management. …
As you race through this last stretch of 2025, you can probably remember some meaningful conversations you have had throughout the year. Perhaps it was a conversation that caused you to change your career, change your relationship “status,” your financial goals or even change your worldview. As author, Joshua Becker, reminds us, there is one…
Have you ever met a person who lives by the saying “If you keep your expectations low in life, you will never be disappointed?” Has that person experienced the fulfillment of goals? I doubt it. We only have one life to live, so that life needs to be lived with Intentionality. *Make a firm decision…
Recently, I was reading Brian Tracy’s book The 32 Unbreakable Laws of Money and Success. No matter how many years I have worked on goal setting, I am always interested in reading more about it to see if there is anything additional I can learn. What he said surprised me and disappointed me. “It is…
I’m sure you have read numerous articles about setting goals, especially in the financial part of your life. I have no doubt that you have these objectives in mind as you work through your monthly budget and all the activities that are included in that schedule. However, while our intentions may be good, sometimes it…
The title above probably sounds like a pointed question. In some respects, it is. However, we all get caught up in the “race to the finish line.” Unfortunately, this often can lead to stress, unnecessary fatigue, and eventual burnout. Life doesn’t have to be that way, for any of us. I know what you are…
When we bought 26 acres almost five years ago, our priority was to build our dream home. As we evaluated our property, we also had visions of raising animals. We were looking specifically at raising chickens, since the price of eggs was fluctuating so much. I had grown up on a farm and remembered the…
Do you ever wonder what it would be like to be completely free of financial worries? Many people do, but many of them also think it is impossible to achieve. It is not! The key to personal financial success is to decide what goal you want to achieve, put some financial numbers on it and…
“If you measure something, you can understand it. If you understand it, you can control it, and if you can control it, you can improve it.” The same holds true in your monthly budgeting.
The reality is that it is nearly impossible to complete & follow a monthly budget without improving your overall financial position. There are several reasons for this, so I would challenge you to do this.
First, just developing a budget for yourself will raise your awareness of what you have for revenue or income sources and then also boost your cognizance of how much you are spending each month. Next, you will come to grips with the reality of one of three facts. Either you need to boost your income sources, reduce your outgoing expenditures or, thank goodness, if you have more income than expenses, you can then save some money. Of course, this is fantastic! You just need to determine where you will store or invest those extra funds each month…