T I M E

Are You Running Out of Money Before You Run Out of Month?

M O N E Y

What Do You Do if You Run Into 'Budget Busters?' We All Face These At Times.

E N E R G Y

Are You Having Energy Challenges? Focus On What You Can Control!

Saving For A Sunny Day - It's Not As Hard As You Might Think

Do you ever find yourself running out of money before you run out of month? If so, this is the book for you! Within its pages, you will find helpful tools for budgeting, controlling your cash flows, and laying a foundation for reaching your financial goals. You will also discover some financial tricks & tips to boost your fund-saving and achieve more joy in your financial techniques based on our personal and real-life experiences. It can be a great resource for your $$ success!

Questions for Mom & Dad

Have you been through this life
stage with parents?

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Have You Found Your Decluttering ‘Why?’

“the clutter in our home may be having more of a negative impact on our family’s health…”

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Tools Spotlight: Monthly Budgets That Help You Avoid Surprises

Budget Form

“If you measure something, you can understand it. If you understand it, you can control it, and if you can control it, you can improve it.” The same holds true in your monthly budgeting.

The reality is that it is nearly impossible to complete & follow a monthly budget without improving your overall financial position. There are several reasons for this, so I would challenge you to do this.

First, just developing a budget for yourself will raise your awareness of what you have for revenue or income sources and then also boost your cognizance of how much you are spending each month. Next, you will come to grips with the reality of one of three facts. Either you need to boost your income sources, reduce your outgoing expenditures or, thank goodness, if you have more income than expenses, you can then save some money. Of course, this is fantastic! You just need to determine where you will store or invest those extra funds each month…

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Meet The Founders: Judy and John Ellsworth

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Judy Ellsworth
Born and raised in the Mid-West, Judy has lived on the north, east, and west borders of the United States and is now back in the Mid-West again. Her education includes degrees in Home Economics Education and Textiles, Clothing & Design as well as a Museum Studies certificate.

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John Ellsworth
John has served the agricultural industry in numerous capacities during the past 30 years. Following his graduation with degrees in Dairy Husbandry from both the State University of New York at Cobleskill and the University of Georgia, John worked as a consultant for the Holstein Association from 1979 until 1987.